Opinions & Orders

2023

• Hudson Cook on Behalf of Vervent Inc – Applicability of NRS 649.365
  - January 9, 2023

2021

• Refinance of High-Interest Loans-NRS 604A.5057(2)
  - December 8, 2021
• FID vs. TitleMax – Supreme Court Decision on Refinances of 210-day Title Loans and Fair Market Value of the Vehicle Loan Amount Limitations

2020

• Declaratory Order Regarding Exemption of Internet Lenders from In-state Office Requirement Under NRS Chapter 675. Petitioner Hudson Cook on Behalf of Earnest Operations, LLC.
  - June 29, 2020

2019

• Senior Solutions Group, Inc. – NRS 628B-Hourly Billing Requirements

2018

• Alliance Financial Network, Inc. dba eXPO –Applicability of NRS Chapter 671 and NAC Chapter 671
  - July 13, 2018

2017

• Nevada Attorney General Opinion Regarding Retail Installment Contracts (RISC) Motor Vehicle Dealers. Whether a Person who Purchases or Takes an Assignment of a RISC Pursuant to the Provisions of Chapter 97 of the NRS, is Required to be Licensed under Chapter 675 of the NRS the Installment Loan and Finance Act
• Nevada Attorney General Opinion Regarding Credit Retailer Licenses; Whether an Entity that Finances the Sale of its Own Product is Required to be Licensed Pursuant to Chapter 675 of the NRS the Installment Loan and Finance Act

2016

• NRS 649-059 and NAC 649-280 Advisory Opinion- Collection Agencies Machine-Derived and Customizable Forms
• NRS 675.060 and NRS 604A Advisory Opinion - Convertible Debenture Investments
• NRS 671.055 and NAC 671.007 Advisory Opinion

2015

• No opinions posted for 2015.

2014

• Appeal Decision Eight Judicial District Court - Declaratory Relief Action seeking clarification on NRS 604A.425
  - November 13, 2014

2012

• Real Estate Division Advisory Opinion; Homeowners Association Assessments and the Super Priority Lien
  - December 12, 2012
• Nevada Attorney General Opinion Regarding Interpretation and Application of 604A.480
  - October 30, 2012
• HOA Collection Agency Withdrawal Order 
  - July 5, 2012
• Advanced Check Cashing & Payday, Declaratory order regarding the inclusion of interest and other charges in the limitation of amount of deferred deposit loans under NRS 604.425
  - March 29, 2012
• Attorneys Acting as Collection Agencies
  - March 22, 2012

2010

• Petition for Advisory Opinion regarding Legal Lending Limits
  - September 8, 2010
• Matthew D. Saltzman, Esq., Kolesar & Latham, Chtd. Well Fargo Financial Center; Petition for Advisory Opinion Regarding NRS 662.015
  - March 26, 2010

2009

• SFC of Nevada, LLC, d.b.a. Maverick Financial; Declaratory Order and Advisory Opinion Regarding Mandatory Disclosures for Loans Made Pursuant to NRS 604A.480
  - December 10, 2009
• Lighthouse Financial Group of Nevada, Inc.; Declaratory Order and Advisory Opinion Regarding Interest That Can Be Collected During Repayment Plan Period Pursuant to NRS Chapter 604A
  - December 1, 2009